Respect at Our Core
About shree Vishnupriya finance
Shree Vishnupriya Finance and Leasing Limited is a public company incorporated on July 22, 1996. It’s classified as a non-government company, and its Corporate Identification Number (CIN) is U63011DL1996PLC080535.
A SVPL is a Non-Banking Financial Company (NBFC) is a financial institution that provides financial services and products to individuals, businesses, and organizations. NBFCs are regulated by the Reserve Bank of India (RBI) and play a crucial role in the Indian financial system.
NBFCs are as
- Asset Finance Companies: Provide financing for assets such as vehicles, equipment, and machinery.
- Loan Companies: Offer personal loans, business loans, and other types of credit facilities.
- Investment Companies: Invest in shares, debentures, and other securities.
- Microfinance Institutions: Provide small loans to low-income individuals and groups.
- Peer-to-Peer Lending Platforms: Facilitate lending between individuals and businesses.
Our Mission & Vision
Mission
At Shree Vishnupriya Finance and Leasing Limited, our mission is to provide accessible, affordable, and innovative financial solutions to individuals, businesses, and organizations, thereby promoting financial inclusion, economic growth, and social development.
Vision
The vision of SVPL (Shree Vishnupriya Finance and Leasing Limited) typically revolves around providing financial services and products to individuals, businesses, and organizations.
Benefits of NBFCs
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Increased Access to Credit
NBFCs provide credit facilities to individuals and businesses that may not have access to traditional banking services.
Innovative Products
NBFCs offer innovative financial products and services that cater to specific customer needs.
Flexibility
NBFCs often have more flexible lending criteria and processes compared to traditional banks.
Specialized Expertise
NBFCs may have specialized expertise in specific areas, such as microfinance or asset finance.
Management
CA Manoj Kumar Jain
Director
Manoj Kumar Jain is a Chartered Accountant with around 28years extensive experience in NBFC sector, specializing in Financial Management, regulatory compliance, risk assessment and Strategy Planning.
CA Naveen Kumar
CEO
Naveen Kumar is a Chartered Accountant with 17 year of work experience in fund raising initiatives, financial reporting, taxation and Audit processes. With expertise in capital structuring and fintech integrations. CA Naveen brings a strategic vision to financial decision making
CA Sajjan Beniwal
CFO
Sajjan Beniwal is a Chartered Accountant with 12 year of work experience in Banking sector and Direct Selling Agent (DSA) operation, specialising in financial analysis, credit assessment and risk analysis. Having worked closely with banks, NBFCs and DSAs. CA Sajjan possesses in-depth knowledge of loan origination, retail and corporate lending and channel partner management.
Functions of NBFCs
Providing Loans
Offer various types of loans, such as personal loans, business loans, and home loans.
Investing
Invest in shares, debentures, and other securities.
Leasing
Provide leasing services for assets such as vehicles, equipment, and machinery.
Factoring
Offer factoring services to businesses, which involves purchasing their receivables.
Microfinance
Provide small loans to low-income individuals and groups.
Regulation of NBFCs
- Reserve Bank of India (RBI): The RBI is the primary regulator of NBFCs in India.
- Registration: NBFCs must register with the RBI to commence operations.
- Capital Requirements: NBFCs must maintain a minimum capital adequacy ratio.
- Prudential Norms: NBFCs must adhere to prudential norms related to lending, investing, and risk management.
